You can't get a loan without a lender.
But who do you trust with your private information?
Are you thinking about buying a home? Are you feeling some anxiety? Some people wonder how much of a loan they'll qualify for and spend lots of time trying to figure out their projected monthly payments online with a mortgage calculator. The problem is, you're not quite sure how much of home you can afford, the interest rate you qualify for, or how much should you allow for property taxes and insurance. And what about a down payment? How much do you need?
Some people also worry about their credit score and the length of time they've been at their current job, and whether their recent divorce (or upcoming merger) will factor in their eligibility for a loan.... and the list of worries goes on and on. If this sounds like you, take an action step; you'll feel so much better afterwards. You've heard the saying, "knowledge is power," and it's true.
If you're willing to have a no-cost, no obligation chat with a reputable lender, you will be able to move beyond your fears and take the next step in the buying process, which is to decide if you're ready to buy, or if you really should wait awhile. Don't be afraid of the answer... at least you'll know.
When you find out exactly how much of a monthly loan you're not only qualified for, but comfortable paying (let a nice, long breath out, relax your shoulders), then you'll know the price range to search in. Taking this small step will save you time, money, stress, and effort. You're ahead of the game already!
One of my favorite lenders to refer is Jason Caruso at Blue Water Mortgage in Hampton. My clients (all members of the Worrywart Club initially) praise him for being patient, down-to-earth, customer-service oriented, and experienced. Where other lenders failed or confused them somehow, Jason gets the job done.
If you're particularly shy and would like me to arrange an introductory meeting with Jason or other terrific loan officers in the Seacoast NH area, feel free to contact me first. Remember, knowledge is power!Good luck, and I hope to hear from you soon!